Last updated: October 1, 2026
1. Overview
At Treasury and Balance Sheet Management Inc. (TBSM), we’re committed to protecting the privacy, security, and confidentiality of all visitors to our website. This Privacy Policy explains how we collect, use, disclose, and safeguard personal information. We may update this Privacy Policy from time to time. Any updates will be posted on this page, and the revised policy will take effect upon posting. We encourage you to review this page periodically to stay informed.
2. Information We Collect
We may collect the following information when you voluntarily interact with our website or request a quote:
- Name
- Email address
- Phone number
- Company name (if provided)
- Messages submitted through forms
When you visit our website, we may also automatically collect certain technical information, including:
- IP address
- Browser type and version
- Device type and operating system
- Date and time of access
- Pages visited and referring pages
- General website usage information
3. How We Use Your Information
We use your information to:
- Respond to message requests and inquiries
- Provide information about our services
- Coordinate service and product discussions
- Improve our website and customer experience
We do not sell or rent your personal information.
4. Contact-Form Disclaimer
When you submit information through our website, such as your name, company, contact details, or message, we may use it to respond to your inquiry and provide information about our services and software.
Please do not submit confidential financial information, account credentials, passwords, or other sensitive information through our general contact form. Where sensitive information is required, we will provide a secure method for submitting it.
Information submitted through the website may be accessed by authorized personnel and service providers and will be handled in accordance with this Privacy Policy and applicable law.
5. Cookies & Website Tracking
Our website may use basic cookies or analytics tools to understand how visitors use our site. This helps us improve performance, user experience, and content relevance.
You can disable cookies in your browser settings at any time.
6. Information Sharing
We may share your information only when necessary to:
- Respond to your request (e.g., internal team coordination)
- Comply with legal or regulatory requirements
We do not sell personal information to third parties.
7. Data Security
We take reasonable steps to protect your personal information from unauthorized access, misuse, or disclosure. However, no method of online transmission or storage is completely secure.
8. Data Retention
We retain personal information only as long as necessary to fulfill the purposes outlined in this policy, including inquiry follow-up, service and product delivery, and record keeping.
9. Your Rights
You may request to:
- Access the personal information we hold about you
- Correct inaccurate information
- Request deletion of your information (where legally applicable)
To make a request, contact us using the details below.
10. Third-Party Links
Our website may contain links to external sites. We are not responsible for the privacy practices or content of those websites.
11. Contact Us
If you have any questions about this Privacy Policy or how your information is handled, please contact: